Extended loan repayment terms from one to 10 years (depending on loan size)
Competitive fixed interest rates between 8%-22% (12-13% Average)
No prepayment penalties
Loan-By-Phone application
Loan commitment period is 120 days from loan approval date
Credit decision usually in less than 10 minutes
No paper application processing
QUESTIONS: Please contact our finance department at 320-695-2691 or email for further information to start the application process.
B. Same-As-Cash, Zero Interest Rate Option
Same as Cash Loan
NO PAYMENT until 180 days after purchase
NO INTEREST if the borrower pays off the loan on or before the 180 days.
Amounts from $1,000 to $25,000
By-Phone application
No prepayment penalties
Loan-By-Phone application
Credit decision usually in less than 10 minutes
No paper application processing
QUESTIONS: Please contact our finance department at 320-695-2691 or email for further information to start the application process.
C. Deferred Payment Option
Deferred First Payment Loan
15% down at the time of purchase
NO PAYMENT until 90 days after purchase (interest accrues from day 1)
Amounts from $1,000 to $25,000
Extended loan repayment terms from one to 10 years (depending on loan size)
Competitive fixed interest rates between 8%-22% (12-13% Average)
No prepayment penalties
Loan commitment period is 120 days from loan approval date
Loan-By-Phone application
Credit decision usually in less than 10 minutes
No paper application processing
QUESTIONS: Please contact our finance department at 320-695-2691 or email for further information to start the application process.
D. Quick Pay & Low Credit Score Program
Short Term for Quick Payoff
Down Payment depends on Credit Score
Interests Rate determined by Credit Score
Usually 6 Month Period
Amount approved determined by Credit Score.
Competitive fixed interest rates between 8%-22% (12-13% Average)
No prepayment penalties
Loan commitment period is 20 days from loan approval date
Application and questions by email:
QUESTIONS: Please contact our finance department at 320-695-2691 or email for further information to start the application process.
E. LAY-AWAY Program
Purchasing your product is easier than you thought!! The 6 month Lay-Away Program consists of:
(you do not have to fill out the application for credit for the lay-away program)
15% down and the remaining 85% paid in no more than five (5) remaining months thereafter.
Down payment is used to put the product on order and is non refundable
The product will be shipped after final payment is received.
Applies to product purchases over $201.00
QUESTIONS: Please contact our finance department at 320-695-2691 or email for further information to start the process.
B.W. Inc. intends that the information contained in its Web site should be accurate; however,
errors can occur. In addition, changes and improvements to the information provided herein may
be made by B.W. Inc. at any time with out notice. There is NO guarantee that you will be approved
for any Consumer Finance Programs.
