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BW Inc Consumer Finance & Layaway Programs
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| A. 100% Financing Available |
Very Competitive Loan Features
- Unsecured installment loan
- Loan amounts from $1,000 to $25,000
- Extended loan repayment terms from one to 10 years (depending on loan size)
- Competitive fixed interest rates between 8%-22% (12-13% Average)
- No prepayment penalties
- Loan-By-Phone application
- Loan commitment period is 120 days from loan approval date
- Credit decision usually in less than 10 minutes
- No paper application processing
QUESTIONS:
Please contact our finance department at 320-695-2691 or email for further information to start the application process.
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| B. Same-As-Cash, Zero Interest Rate Option |
Same as Cash Loan
- NO PAYMENT until 180 days after purchase
- NO INTEREST if the borrower pays off the loan on or before the 180 days.
- Amounts from $1,000 to $25,000
- By-Phone application
- No prepayment penalties
- Loan-By-Phone application
- Credit decision usually in less than 10 minutes
- No paper application processing
QUESTIONS:
Please contact our finance department at 320-695-2691 or email for further information to start the application process.
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| C. Deferred Payment Option |
Deferred First Payment Loan
- 15% down at the time of purchase
- NO PAYMENT until 90 days after purchase (interest accrues from day 1)
- Amounts from $1,000 to $25,000
- Extended loan repayment terms from one to 10 years (depending on loan size)
- Competitive fixed interest rates between 8%-22% (12-13% Average)
- No prepayment penalties
- Loan commitment period is 120 days from loan approval date
- Loan-By-Phone application
- Credit decision usually in less than 10 minutes
- No paper application processing
QUESTIONS:
Please contact our finance department at 320-695-2691 or email for further information to start the application process.
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| D. Quick Pay & Low Credit Score Program |
Short Term for Quick Payoff
- Down Payment depends on Credit Score
- Interests Rate determined by Credit Score
- Usually 6 Month Period
- Amount approved determined by Credit Score.
- Competitive fixed interest rates between 8%-22% (12-13% Average)
- No prepayment penalties
- Loan commitment period is 20 days from loan approval date
- Application and questions by email:
QUESTIONS:
Please contact our finance department at 320-695-2691 or email for further information to start the application process.
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| E. LAY-AWAY Program |
Purchasing your product is easier than you thought!!
The 6 month Lay-Away Program consists of:
(you do not have to fill out the application for credit for the lay-away program)
- 15% down and the remaining 85% paid in no more than five (5) remaining months thereafter.
- Down payment is used to put the product on order and is non refundable
- The product will be shipped after final payment is received.
- Applies to product purchases over $201.00
QUESTIONS:
Please contact our finance department at 320-695-2691 or email for further information to start the process.
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